Maxx credit card packs in a rich rewards program with up to 5% back and no annual fee. We use a daily rate to calculate the interest on the balance on your account each day.

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Discount is only valid when used with your tjx rewards credit card.

Tj maxx credit card interest rate. January 25, 2013 lawrence, ks . The synchrony bank privacy policy governs the use of the tjx rewards credit card. You can get two different types of credit cards from t.j.
Maxx and its affiliates, which include homegoods, marshalls, and sierra trading post in the u.s. This basic store card has no annual fee. What are the relevant aprs for tjmaxx credit card?
A tj maxx credit card allows you to seamlessly earn rewards on purchases made at one of the tj maxx stores (online + in person) or at one of the associated family brands. Synchrony bank, the financial institution that issues the tj maxx credit card, doesnt charge an annual fee for this credit card. The use of this site is governed by the use of the synchrony bank internet privacy policy, which is different from the privacy policy of tjx.
The apr will vary with the market based on the prime rate. Rates, fees and payment information tjx rewards credit card account agreement how interest is calculated your interest rate the apr for purchases is the prime rate plus 23.74%. In this tj maxx credit card review, we'll.
You face fees of up to $35 for late payments, which you can avoid with autopay. Some offer 15% to 20% off. If you have a low credit score, you may not qualify for competing rewards credit cards, which typically require scores in the excellent range.
For every $200 you spend, youll receive a $10 rewards certificate that is redeemable. Earn 5 points for each $1 of net purchases at t.j.maxx, marshalls, homegoods and sierra trading post stores in the u.s. There is no limit to the number of points that can be earned, and every 1,000 points will earn a $10 reward certificate, meaning that the card provides a 5% discount as long as you spend the certificate.
The basic t.j.maxx credit card provides 5 points for every dollar spent at: Youll earn 5% back in rewards every time you shop at t.j. The tjx rewards credit card comes with one high rate, which means youll want to avoid carrying a balance month to month.
Here are the rewards rates for each card: You can qualify for the tj maxx store credit card with a credit score in the low 600s, while a higher credit score (700+) is needed for the tjx rewards platinum mastercard. See your credit card account agreement below for more details.
The tjx rewards platinum mastercards apr is especially high compared to other store cards and general rewards cards. 5x points for tj maxx, marshalls, homegoods, and sierra trading post purchases. According to our june 7, 2017, weekly rate report, the average interest rate for a rewards credit card stood at 15.86 percent.
2021 synchrony bank internet privacy policy privacy policy online usage agreement fraud protection. What are the tjmaxx credit card benefits? What to watch out for.
On synchrony bank's secure site. And puerto rico or through any of the brands websites. You do not want to carry a balance from month to month with the tjx credit card, as you will be charged interest at an astronomic rate:
In the wide world of store cards, you can expect to see fairly high interest rates, but the tjx rewards credit card takes it a little too far, charging a massive 27.99% apr for new purchases. I would hands down not recommend a tjx rewards card for a consumer. Again, it wont be able to beat the 5% rewards rate youd get at tj maxx with the tjx rewards credit card.
The basics about the t.j. Uncover if this rewards credit card is right for you with our detailed review. And puerto rico and online at tjxmaxx.com or sierratradingpost.com.
Let me begin by saying that i am a very frequent shopper at tjmaxx (by that i mean that i have spend more than 6500 in the store within the last 12 months). I received a tjx rewards card with a 2000.00 limit and have very good credit. Reports to major credit bureaus;
The variable purchase apr of 27.24% is based on the prime rate and varies according to market conditions. It provides the following benefits: Shop credit cards balance transfer cards reward cards travel cards cash back cards 0% apr cards business cards cards for bad credit cards for fair credit secured cards search credit cards loans personal loans home loans auto loans
The first is the tjx rewards credit card, which is a store card that can only be used at t.j. Your tjx rewards credit card is issued by synchrony bank. The tjx rewards credit card may be a good card for you if you shop at t.j.
According to the federal reserve board, the average regular apr is 15% for all credit. Maxx, both of which are issued by synchrony bank:. However, when it comes to almost all other purchases, the citi double cash card is the superior choice, since for all purchases you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Discount is only valid when used with your tjx rewards credit card. Maxx often and want to maximize your savings potential. Apr and applicable fees on a tj maxx card.
Maxx and its partner brands in the u.s.
